EXPLORE OUR SERVICES

Our Mortgage Solutions

Roland Financial has a wide range of mortgage and financial services to help you finance your house, an investment property or better align your debt. We want to relieve you from the burden of financial stress and be happy in your current situation!

How We Find The Right Mortgage Solution For You

At Roland Financial we have a simple 3 step process for successfully securing you financing

1. Build a Relationship

We get to know you, your financial picture and what your expectations and goals are when buying a home and working with a mortgage broker.

2. Formulate a Plan

Once we know exactly what you’re in the market for and what you can afford, we show you all your options, the pros & cons of each and build a plan.

3. Execute the Plan

When you find that perfect home we will seamlessly transition from our advisory role to executing the plan we put in place to secure the property.

Residential Mortgages

A residential mortgage is a loan taken out to buy a home that you plan on living in. This can be a complex process as there are many things to consider. For instance, the size of downpayment, what interest rate is competitive, differences between fixed and adjustable rate mortgages and what you actually qualify for.

We will help you answer these questions and more along the way to getting your mortgage!

Commercial Mortgages

Commercial mortgages are loans taken out against the value of a commercial property. They follow the same core principals as a residential mortgage but are more complex and often require more capital.

Whether you’re securing the mortgage on behalf of your business or individual, we have experience securing commercial mortgages for office buildings, development projects, event spaces and more.

Mortgage Refinancing

Mortgage refinancing is the process of renegotiating the terms of your mortgage to better fit your current financial situation. We are experts at analyzing where you can save money while maintaining a solid equity position.

Whether you’re looking to take advantage of lower interest rates or make smaller monthly payments and extend the length of your mortgage, we can help find a refinancing solution for you.

Debt Consolidation

Debt Consolidation allows you to take the weight of the world off your shoulders by combining your debt into one monthly payment that is lower than what you currently pay. This allows relief from high interest rate payments and the ability to pay off debt in one place rather than worrying about multiple loans.

Free your mind of stress and get back to living the way you should be by consolidating your debt with Roland Financial!

Home Equity Loans

Home equity loans allow you to use the value of your home as collateral for sizable loans that you may not qualify for regularly. Home equity loans offer lower interest rates and tax deductible interest payments (in some cases) that a regular loan from the bank doesn’t.

There are major advantages to this type of loan when you need access to large amounts of capital. Learn more about these advantages by contacting our brokers!

First Time Home Buyer

Buying your first home is typically the largest purchase of your life at this point in time. This is a daunting but very exciting experience and we want you to have fun, but be informed at the same time! We will require certain documentation for income verification then walk you through the process step by step until you have the keys to your first place.

There’s nothing like buying your first home, let us help make it an enjoyable experience!

Investment Property Mortgages

If you’re looking to diversify your investment portfolio and expand your assets, an investment property is a great idea. We can help you secure a mortgage for a regular rental property, a house you’re planning on flipping and more. We will also educate you along the way of the pros and cons of investment properties to ensure you have an accurate picture of the journey you’re embarking on!

We are your honest mortgage broker.

Private Mortgages

A private mortgage is very similar to a regular commercial mortgage from a bank but the funds used for the loan are provided by a private lender. Private mortgages add flexibility when it comes to the rate at which a mortgage is paid back, its length and your eligibility criteria compared to traditional mortgages.

If you’re interested in a private mortgage from a family member or friend, we can help secure the best option for you!